Steps to Select the Best Credit Cards for Your Spending Habits
Steps to Select the Best Credit Cards for Your Spending Habits
Blog Article
Steps to Select the Top Credit Cards for Your Needs
Navigating the credit card rewards landscape can be daunting with so many selections available, each offering different rewards, incentives, and perks. Our system simplifies the process to help you get started in less than 5 minutes, with ongoing monitoring so that you are always informed if there are better cards available for you.
**Understanding Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Digital payments
- Wireless transactions
- Food and beverage expenses
- Foreign Currency Spend
- General Spend
This information helps us gain insight into your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Custom Credit Card Recommendations**
Next, our automated tool compares your spending patterns with our repository of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We maintain an updated database of credit card offers from all major banks and financial institutions in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also provide options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Continuous Monitoring and Recommendations**
Since card benefits can change over time, our platform regularly refreshes its recommendations based on your usage patterns and notifies you of changes to optimize your setup to enhance your benefit accrual. This proactive method ensures you always have the ideal set of cards to gain the most advantages.
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