Tips for Choosing the Most Suitable Credit Cards for Your Lifestyle

Tips for Choosing the Most Suitable Credit Cards for Your Lifestyle

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Steps to Select the Best Credit Cards for Your Lifestyle

Navigating the credit card perks options can be overwhelming with so many alternatives available, each offering different offers, benefits, and advantages. Our system simplifies the process to help you get started in less than 5 minutes, with perpetual monitoring so that you are always aware if there are better cards available for you.



**Understanding Your Spending Habits**

The first step is to determine your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Restaurant spending
- International payments
- General Spend

This information helps us gain insight into your spending patterns and identify the best set of credit cards based on your spend.

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**Personalized Credit Card Recommendations**

Next, our automated tool compares your spending patterns with our database of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.

We keep a current repository of credit card offers from all major banks and financial institutions in Singapore, including reward and discount cards as well as Welcome Incentives.

We also provide options for further optimization such as only looking at cards from specific banks or no-fee options for the first year.

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**Dynamic Tracking and Advice**

Since offers and conditions can change over time, our platform continuously updates its recommendations based on your usage patterns and alerts you of changes to optimize your setup to maximize your miles earned. This dynamic approach ensures you always have the best credit card portfolio to achieve the highest returns.

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